As a proud Colorado native, I’m passionate about helping people find their perfect home in this beautiful state I call home. With six years of experience in the mortgage industry, I’ve found my true calling in making homeownership dreams come true. I specialize in guiding first-time buyers through the process, but I also enjoy working with seasoned investors to make their next big move. When I’m not helping clients navigate the mortgage world, you’ll find me exploring all the outdoor adventures and hidden gems Colorado has to offer.

Hi, I’m Charles Smith— your go-to mortgage loan officer with a passion for numbers, clear communication, and helping families feel confident in their home-buying journey. I earned my bachelor’s degree in Physics with a minor in Math, which means I love taking complex things and making them simple and stress-free for my clients.

I’m a husband and dad to a toddler boy (who you might occasionally hear chiming in on calls). I grew up in Utah and now call Colorado home, where I spend my free time outdoors or on the disc golf course.

Whether you’re a first-time buyer, upgrading, or exploring creative financing options, I’m here to guide you with honesty, expertise, and a personal touch. Let’s make your next home happen—together.

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I was born and raised in Denver, CO and have been originating mortgage loans since 2005, and I started Elite Financial Team in 2008.  I take pride in customizing every loan based on your specific needs, and obtaining the best rates and lowest closing costs for any residential home loan scenario.  I strive to make the process as stress-free and smooth as possible, and routinely get loans cleared to close faster than most in the industry, most of the time in only 5-10 days.

I am local and only licensed in Colorado, so I know the area very well and am connected with dozens of great real estate agents that I can recommend for any area if you are not already working with one.  Our company motto is 'Mission before Commission' and we truly, more than anything, appreciate the opportunity to earn your business and provide you with an experience worthy of telling your family and friends about.

When I'm not making mortgage magic happen I enjoy traveling, camping, hiking and being outdoors with my wife and teenage boys, as well as our boxers Lucy & Luna.  I have also been coaching football for almost 15 years, and love everything about the game and the opportunity it gives to develop kids into successful young men on and off the field.  Having purchased my first home at 20 years old, I fully understand the importance of home ownership, and what it's like to be a young first-time homebuyer, to sell and buy when moving up, and purchasing a forever home.  I have also helped many elderly homeowners ready to retire and/or downsize take advantage of a Reverse Mortgage on a purchase or refinance loan.

With these experiences and originating mortgage loans for almost 20 years now, I have extensive knowledge in the industry and I love figuring out a way to help homeowners, whether it's a purchase or refinance.  With over 20 wholesale lenders we partner with, I do the shopping for you and can find a home for almost any loan, not to mention, provide the some of the lowest rates and cost for any residential home loan product type.

I look forward to the opportunity to earn your business, and to provide you with the best mortgage experience you've ever had!

My husband and I live in Broomfield where we raise our three kids and a small zoo (2 dogs, a rabbit, and a lizard!).  In my free time, you will find me at the softball, baseball, and soccer fields watching our kids play or curled up on the couch reading a good book.

I have been in the real estate industry for 20 years in a variety of capacities; from working in a real estate office, to a title company, owning investment properties and now on the mortgage side.  Armed with a keen understanding and passion for the industry, this has given me a unique perspective and newfound appreciation for all sides of the real estate transaction.

I am passionate about giving my customers a top-notch experience and my goal is to make your experience as smooth as possible while finding the very best options for your situation.  Further, I hope to be a source of knowledge and guidance as you venture into your newest property purchase or refinance.  I want your mortgage loan experience to be one of the best parts of your real estate journey, and I'd love to help in any way that I can!

Mike Batch epitomizes integrity, energy, hard work, passion and creative service in every detail of your home loan transaction. He is a proud native of Colorado that grew up in the Arvada area. He studied his first Bachelors degree at Metropolitan State University in the Advanced Standing Social Work Program and later went on to a second Bachelor’s degree in Cisco Networking. Despite all this training and education, Mike still felt something was missing. He knew he loved sales and knew that he loved helping people so in 2010, Mike decided to try his hand in the Mortgage industry where he remains today. He has successfully helped hundreds of families and individuals procure a new home in just the short 10 years of being in this career.

In his free time, Mike has many hobbies. These hobbies include, spontaneous adventures such as hiking, mountain biking, woodworking in his garage and Archery hunting for big game in the Colorado wilderness. He has summited over 26 of the 53 Fourteeners in Colorado and just in the last year, Mike has worked hard to lose over 50 pounds and ran his first 10K back in October! He continually challenges himself both in and out of the office.

Mike is very grateful to be a part of the Elite Financial Team. He uses his experience and foresight to proactively address details before they become a problem. He and his well oiled team work efficiently with all parties involved in each transaction for a smooth and fast loan closing using over communication from the first phone call all the way to the close. Five traits you can count on from Mike Batch: Efficiency, Integrity, Commitment, Passion and Fun.