FHA Loans

FHA Loans

FHA Loan:

FHA mortgage loans are issued by federally qualified lenders and insured by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development.

FHA loans are an attractive option, especially for first-time homeowners:

  • Generally easier to qualify for than conventional loans.
  • Lower down payment requirements.
  • CHFA – Down payment assistance available
  • Can go down to 580 credit score
  • Down to 500 credit score with 90%LTV – depending on circumstance
  • No PMI options available – Which can save you money – Or buy more home



Kirk Arzberger NMLS #301593
Elite Financial Team, LLC NMLS #380338

Equal Housing Lender

Contact Us

Elite Financial Team, LLC
390 Interlocken Crescent
Broomfield, CO 80021
(303) 457-8000